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A complete solution for business banking

Six service lines, one standard: every facility structured carefully, placed with the right bank, and followed through to approval.

No. I

Business Banking & Account Opening

End-to-end support in opening and managing corporate bank accounts in the UAE. Sobia selects the right bank for your business profile, prepares complete documentation, and guides the file through compliance until the account is open and operational.

What's included

  • Bank selection matched to your business profile
  • Complete KYC & compliance documentation
  • Corporate, SME and free-zone company accounts
  • Ongoing banking relationship support

Ideal for

  • New companies setting up in the UAE
  • Businesses whose applications have stalled
  • Companies seeking a better banking partner

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No. II

Trade & Working Capital Finance

Trade finance and working capital facilities that keep goods moving and cash flowing — structured around your real trading cycle rather than a standard template.

What's included

  • Letters of credit (LC) — sight & usance
  • Trade lines and import/export finance
  • Working capital and overdraft facilities
  • Invoice and receivables finance

Ideal for

  • Importers, exporters and traders
  • Distributors with long receivable cycles
  • Growing businesses with cash-flow gaps

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No. III

Bank Guarantees & Bonds

Facility guarantees, performance bonds and bid bonds arranged quickly and on competitive terms, so your business can commit to contracts with confidence.

What's included

  • Performance & advance payment guarantees
  • Bid bonds and tender guarantees
  • Financial and facility guarantees
  • Competitive pricing through bank relationships

Ideal for

  • Contractors bidding for projects
  • Suppliers to government & large corporates
  • Businesses needing security instruments fast

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No. IV

Loans & Project Finance

Business loans and structured project finance, matched to the purpose and repayment capacity of each venture and negotiated with the banks best placed to fund it.

What's included

  • Term loans for expansion & equipment
  • Structured project finance
  • Refinancing and restructuring of facilities
  • Negotiation of rates, tenor and covenants

Ideal for

  • Businesses funding growth or new projects
  • Companies refinancing expensive debt
  • Developers and project owners

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No. V

Mortgage & Real Estate Assistance

Mortgage and real estate finance for companies and investors, with guidance from pre-approval through valuation to final disbursement.

What's included

  • Commercial and residential mortgages
  • Investor and portfolio finance
  • Pre-approval, valuation and disbursement support
  • Refinancing of existing property loans

Ideal for

  • Business owners buying premises
  • Property investors building a portfolio
  • Owners refinancing at better terms

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No. VI

Financial & Audit Support

Financial documentation and audit support services that strengthen your banking profile — keeping statements, records and reporting in the shape banks expect.

What's included

  • Financial statements & documentation review
  • Audit coordination and support
  • Bank-ready reporting packages
  • Profile strengthening before applications

Ideal for

  • Companies preparing a major application
  • Businesses with incomplete records
  • Firms required to present audited accounts

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Ready to put your banking in capable hands?

Share a brief outline of your business and its requirement. You will receive a personal response with a clear view of your options.

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