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Frequently asked questions

Straight answers about the services, the process and what to expect.

What services does Sobia provide?

A complete solution for business and corporate banking: corporate account opening, trade and working capital finance, bank guarantees and bonds, business loans and project finance, mortgage and real estate assistance, and financial and audit support.

Is Star Banking Services licensed?

Yes. Star Banking Services is a licensed commercial brokerage registered with the Dubai Department of Economy and Tourism, operating in the Emirate of Dubai.

How fast can a facility be arranged?

It depends on the facility and how ready your documentation is. Because every file is prepared to bank standard before submission and placed with the banks best suited to it, approvals typically move faster than direct applications. You will get a realistic timeline in the first consultation.

Which banks does Sobia work with?

Sobia maintains working relationships with leading local and international banks across the UAE. Your file is placed with the institutions most likely to approve it on the best available terms, not with a single preferred bank.

What does the first consultation involve?

A confidential discussion of your business, its banking needs and what you want to achieve. You will leave with a clear view of the facilities your business can realistically secure and the steps to get there.

What documents will I need?

Typically your trade license, ownership documents, bank statements and financial statements. The exact list depends on the facility — you will receive a precise checklist after the first consultation, and support in preparing anything that is missing.

Does Sobia guarantee approvals?

No honest broker can guarantee a bank's decision — banks make their own credit decisions. What Sobia guarantees is her side: a properly structured facility, a complete and credible file, placement with the right banks, and persistent follow-up to approval.

How are fees charged?

Fees depend on the service and the complexity of the mandate, and are agreed clearly before any work begins. There are no hidden charges.

Ready to put your banking in capable hands?

Share a brief outline of your business and its requirement. You will receive a personal response with a clear view of your options.

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